About Us

Family Caregivers rely on our flexible approach to adapt to their evolving journey and stay in control every step of the way.

Caregivers Resource Group

Caregiving is one of life’s most profound and demanding responsibilities. Whether it happens suddenly or is part of long-term planning, you want to provide the best care while maintaining balance in your own life. We want the same thing.

Meet Our Founder

My name is Scott Bown and I am a Certified Financial Planner™ with 20+ years’ experience in financial services, insurance and wealth management including Vanguard, American Express Financial Advisors and United Bank. I am an accomplished personal financial professional that has transitioned my collective experiences to focus on being an advocate and resource for Family Senior Caregivers. My advocation is shown through public speaking opportunities, community involvement and speaking truth to the challenges faced by Caregivers of the Seniors in their lives. My being a resource is shown through the content I create, the online community membership site I have created and my focus on an educational approach.

My professional “course correction” has been a long time coming and influenced by both personal and professional experiences. I have had the pleasure acting in the role of Power of Attorney and Executor for several family members. Why now? A recent conversation had a client sharing her new role of providing care for her mother with dementia. The client shared her extreme frustrations of not being able to gain access to the financial accounts because the required legal documents were not in place. She simply stated to me, “I wish I had known.” At that moment, I knew it was time for me to step up and make a difference. Caregivers Resource Group was formed.

I am a Seasoned Professional, Community Builder and Aspirational Guide. My mission is to present you with information, education, and community, so that you have the knowledge, confidence, and support to help you and those you care for live your best lives.

About Caregivers Resource Group

Caregiving is one of life’s most profound and challenging journeys. Whether it begins unexpectedly or as part of long-term planning, the experience is deeply personal, shaped by the unique needs of your loved ones and your own circumstances.

At Caregivers Resource Group, we understand the complexities of caregiving because we’ve been there too.

Our mission is simple: to empower family caregivers with the tools, resources, and financial guidance needed to navigate caregiving with confidence and control.

We work with Clients located throughout the Country in a Virtual Setting.

Why Traditional

Financial Planning

Fails Caregivers

Most financial planning models focus on static, long-term strategies—but caregiving is anything but predictable. Health conditions change, responsibilities shift, and financial needs evolve.

That’s why traditional planning methods, like asset-based financial management, often fall short. Caregivers need a dynamic, responsive approach that supports them through both immediate decisions and long-term financial goals.

The Caregivers Resource Group Approach

A flexible, expert-driven framework designed to help caregivers navigate financial decisions, plan ahead, and adapt to changing responsibilities—without stress or uncertainty.

Why I Am a Fee-Only, Advice-Only Advisor — Supporting Family Caregivers and Their Families

As a financial advisor with [X] years of experience, I understand that family caregivers face unique and evolving financial challenges. My fee-only, advice-only approach is specifically designed to provide the flexible, unbiased support that caregivers and their families need.

What Does “Fee-Only, Advice-Only” Mean for Family Caregivers?

No Commissions or Product Sales
When you're managing the complex responsibilities of caregiving, the last thing you need is financial advice that feels like a sales pitch. Because I don’t earn commissions from recommending financial products, my advice is always in your best interest, helping you find real solutions for your family's unique needs.

Flat Fees for Transparent Value
Caregiving situations change—sometimes unexpectedly. Whether it’s a new medical expense, adjusting work hours, or planning for a loved one's care, my flat-fee model means you only pay for advice when you need it. There are no hidden costs, just clear and consistent support when your situation demands it.

The Real Cost of High Ongoing Fees for Caregivers

Traditional financial advisors often charge a percentage of your assets under management (AUM), typically 1% to 2% annually. These ongoing fees can significantly reduce your long-term financial returns—something especially important for caregivers who need every dollar to stretch further.

For example:

A $500,000 portfolio with a 1.5% AUM fee equals $7,500 per year in fees.
Over 20 years, assuming a 6% annual return, this could mean a loss of hundreds of thousands of dollars in compounded growth.

By choosing a fee-only advisor, you keep more of your money to support both your current caregiving needs and future financial goals.

How This Approach Benefits Family Caregivers and Their Families

Adaptable Planning
Caregiving often involves evolving responsibilities. You may need to adjust your financial strategy to accommodate changes in healthcare costs, shifts in household income, or long-term care needs. My advice-only approach ensures that your financial plan remains flexible and relevant, no matter how your situation changes.

Focused on Your Family’s Needs, Not Products
As a caregiver, you often have to make critical decisions not just for yourself, but for your loved ones. Whether you need guidance on budgeting, retirement planning, or estate management, my recommendations are tailored to your family's specific circumstances—not influenced by third-party incentives.

Empathy and Understanding
I've worked closely with many caregivers and understand the emotional and financial pressures you face. My goal is to provide a safe, supportive space where you can explore financial solutions that make life a little easier, both for you and for those who depend on you.

Key Benefits for Family Caregivers

Clear and Simple Guidance: Financial advice should not add stress to your life. I break down complex concepts into clear, actionable steps that align with your family's needs.

Support When You Need It: Pay only for the advice you need, whether it’s a one-time consultation to address an immediate challenge or ongoing support as your caregiving role evolves.

Your Success Is My Priority: My success is not measured by selling products or earning commissions but by helping you create a more stable and secure financial future for your family.

Financial Planning for Caregivers

The FamilyCare Navigation Plan