I’m Scott P. Bown, MBA, CFP® professional—a flat-fee, fiduciary financial planner in Pittsburgh serving families virtually nationwide.

I help family caregivers handling care now and seniors/families preparing ahead turn money, documents, and decisions into a clear plan—coordinating with your attorney, CPA, and HR so tasks actually get done.

Alongside 1:1 planning, TheFamilyCare Playbook™ adds quick-start checklists, expert Q&A, and a bite-size video library you can use as needed, plus a supportive community.

Caregivers Resource Group

Caregiving is one of life’s most profound and demanding responsibilities. Whether it happens suddenly or is part of long-term planning, you want to provide the best care while maintaining balance in your own life. We want the same thing.

Meet Scott P. Bown, Founder, MBA and CFP(R) professional

With 20+ years across Vanguard, Ameriprise Financial (formerly American Express Financial Advisors), United Bank, and my own advice-only practices, I’ve seen how caregiving pressures collide with finances—and how a clear, calm plan changes everything.

I focus on two groups: families caring now and those preparing ahead. My role is part strategist, part coordinator: I translate complex choices into plain English, create step-by-step action plans, and work with your attorney, CPA, and HR/benefits so decisions turn into done.

I’ve served as Power of Attorney and Executor for relatives, so I understand the real-world frictions caregivers face—account access, forms, deadlines, and family dynamics. A client once said, “I wish I had known,” after struggling to help her mom with dementia. That moment pushed me to build Caregivers Resource Group.

Everything here is flat-fee and fiduciary—no product sales, no AUM, no pressure. Expect clear meetings, documented next steps, and follow-through.

Beyond 1:1 planning, I offer TheFamilyCare Playbook™—a separate resource with quick-start checklists, expert Q&A's, and a bite-size video library, designed to meet you where you are and you can dip into only when you need it, plus a supportive community. Use it to get organized faster or to keep momentum between planning sessions.

My mission is simple: give you clarity, confidence, and a path you can actually follow—so care stays centered on your loved one, not the logistics.

If you have more questions you can reach me directly here:

Email: [email protected]

Phone Number: (412)-240-4840
Monday-Friday 8:00am-5:00pm ET

Scott Bown's Designations and Affiliations

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About Caregivers Resource Group | Pittsburgh & Virtual Flat-Fee FamilyCare Planning

Caregiving is one of life’s most profound—and challenging—journeys. Whether it starts suddenly or as part of a long-term plan, every family’s path is unique.

At Caregivers Resource Group (CRG), we provide flat-fee, fiduciary financial planning for family caregivers handling care now and seniors/families preparing ahead. Based in Pittsburgh and serving clients virtually nationwide, we help you organize money, documents, and decisions—coordinating with your attorney, CPA, and HR/benefits so plans turn into action. No products. No AUM. No pressure.

Alongside 1:1 planning, we offer TheFamilyCare Playbook™ as a separate program with quick-start checklists, expert Q&A, and a bite-size video library—use only what you need, when you need it—plus a supportive community.

Led by Scott P. Bown, MBA, CFP® professional, with 20+ years in financial services and personal experience serving as POA and executor, CRG blends disciplined planning with real-world empathy—so you can make confident decisions and keep care centered on your loved one.

Why Traditional

Financial Planning

Fails Caregivers

Most financial planning models focus on static, long-term strategies—but caregiving is anything but predictable. Health conditions change, responsibilities shift, and financial needs evolve.

That’s why traditional planning methods, like asset-based financial management, often fall short. Caregivers need a dynamic, responsive approach that supports them through both immediate decisions and long-term financial goals.

The Caregivers Resource Group Approach

A flexible, expert-driven framework designed to help caregivers navigate financial decisions, plan ahead, and adapt to changing responsibilities—without stress or uncertainty.

Why I Am a Fee-Only, Advice-Only Advisor — Supporting Family Caregivers and Their Families

As a financial advisor with 20 years of experience, I understand that family caregivers face unique and evolving financial challenges. My fee-only, advice-only approach is specifically designed to provide the flexible, unbiased support that caregivers and their families need.

What Does “Fee-Only, Advice-Only” Mean for Family Caregivers?

No Commissions or Product Sales
When you're managing the complex responsibilities of caregiving, the last thing you need is financial advice that feels like a sales pitch. Because I don’t earn commissions from recommending financial products, my advice is always in your best interest, helping you find real solutions for your family's unique needs.

Flat Fees for Transparent Value
Caregiving situations change—sometimes unexpectedly. Whether it’s a new medical expense, adjusting work hours, or planning for a loved one's care, my flat-fee model means you only pay for advice when you need it. There are no hidden costs, just clear and consistent support when your situation demands it.

The Real Cost of High Ongoing Fees for Caregivers

Traditional financial advisors often charge a percentage of your assets under management (AUM), typically 1% to 2% annually. These ongoing fees can significantly reduce your long-term financial returns—something especially important for caregivers who need every dollar to stretch further.

For example:

A $500,000 portfolio with a 1.5% AUM fee equals $7,500 per year in fees.
Over 20 years, assuming a 6% annual return, this could mean a loss of hundreds of thousands of dollars in compounded growth.

By choosing a fee-only advisor, you keep more of your money to support both your current caregiving needs and future financial goals.

How This Approach Benefits Family Caregivers and Their Families

Adaptable Planning
Caregiving often involves evolving responsibilities. You may need to adjust your financial strategy to accommodate changes in healthcare costs, shifts in household income, or long-term care needs. My advice-only approach ensures that your financial plan remains flexible and relevant, no matter how your situation changes.

Focused on Your Family’s Needs, Not Products
As a caregiver, you often have to make critical decisions not just for yourself, but for your loved ones. Whether you need guidance on budgeting, retirement planning, or estate management, my recommendations are tailored to your family's specific circumstances—not influenced by third-party incentives.

Empathy and Understanding
I've worked closely with many caregivers and understand the emotional and financial pressures you face. My goal is to provide a safe, supportive space where you can explore financial solutions that make life a little easier, both for you and for those who depend on you.

Key Benefits for Family Caregivers

Clear and Simple Guidance: Financial advice should not add stress to your life. I break down complex concepts into clear, actionable steps that align with your family's needs.

Support When You Need It: Pay only for the advice you need, whether it’s a one-time consultation to address an immediate challenge or ongoing support as your caregiving role evolves.

Your Success Is My Priority: My success is not measured by selling products or earning commissions but by helping you create a more stable and secure financial future for your family.